Источник
People's Daily Online.cn, Beijing, China


Заголовок
U.S. sees record credit card defaults, slower consumption may weigh on economic outlook


Дата
20250102


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принимавшие участие в анализе данного текста, а таким    - идентифицированные,
то есть соотнесенные с каким-либо объектом онтологической базы

============= Обработанный текст:

U.S• Соединённые Штаты Америки (США). sees record credit card defaults, slower consumption may weigh on economic outlook U.S• Соединённые Штаты Америки (США). sees record credit card defaults, slower consumption may weigh on economic outlook By Matthew Rusling, Xiong Maoling ( Xinhua ) 16:39, January 02, 2025 WASHINGTON• Соединённые Штаты Америки (США) » Населенные пункты США » Города США » Вашингтон, Jan. 1 (Xinhua) -- U.S• Соединённые Штаты Америки (США). credit card defaults have surged to their highest level since 2008, reflecting mounting financial pressure on low-income households amid persistent inflation• Экономика » Макроэкономика » Макроэкономические индикаторы » Инфляция • Экономика » Финансы » Инфляция and high interest rates, with analysts warning of further economic strain in 2025. "Defaults on U.S• Соединённые Штаты Америки (США). credit card loans have hit the highest level since the wake of the 2008 financial crisis• Финансовый кризис ... a sign that lower-income consumers' financial health is waning after years of high inflation• Экономика » Макроэкономика » Макроэкономические индикаторы » Инфляция • Экономика » Финансы » Инфляция," the Financial Times• Средства массовой информации » СМИ-газеты » Газеты по странам » Газеты Великобритании » Financial Times • Средства массовой информации » Средства массовой информации Великобритании » Газеты Великобритании » Financial Times reported. Credit card lenders had to write off 46 billion U.S• Соединённые Штаты Америки (США). dollars in delinquent loans during the first nine months of 2024, a whopping 50 percent surge from a year earlier and the highest since 2010, said the report, citing data analyzed by BankRegData. Capital One• Объект бренды » Бренды на c » Capital One Financial Corporation, a major U.S• Соединённые Штаты Америки (США). credit card issuer, recently said that as of November 2024, its credit card loans marked as unlikely to be repaid have reached 6.1 percent, up from 5.2 percent in the same period last year. Collectively, Americans now owe a record 1.17 trillion dollars on their credit cards with credit card balances rising by 24 billion dollars in the third quarter of 2024, 8.1 percent higher than a year ago, according to a new report on household debt from the Federal Reserve Bank of New York. Due to years of high inflation• Экономика » Макроэкономика » Макроэкономические индикаторы » Инфляция • Экономика » Финансы » Инфляция and high interest rates, low-income consumers have been hit the hardest, and "the credit card debt bubble is popping," the Kobeissi Letter, an X account run by financial analyst Hussein Kobeissi, reported. Mark Zandi, chief economist of Moody's Analytics, also noted the impact of credit card defaults on low-income groups. "High-income households are fine, but the bottom third of U.S• Соединённые Штаты Америки (США). consumers are tapped out," he told the Financial Times• Средства массовой информации » СМИ-газеты » Газеты по странам » Газеты Великобритании » Financial Times • Средства массовой информации » Средства массовой информации Великобритании » Газеты Великобритании » Financial Times. "Their savings rate right now is zero." Credit card spending is expected to increase this holiday season. In a recent article, Forbes noted that in 2024, U.S• Соединённые Штаты Америки (США). consumers will rely more on credit cards to pay for Christmas and other holiday expenses, primarily because inflation• Экономика » Макроэкономика » Макроэкономические индикаторы » Инфляция • Экономика » Финансы » Инфляция pressures are forcing U.S• Соединённые Штаты Америки (США). households to take on more debt. With credit card spending going up, experts believe default rates could further rise. "I think the default rate will continue to rise during the next six months. By the second half of 2025 ... consumer spending will be cut back as financial distress spreads among low-income households," Gary Clyde Hufbauer, a nonresident senior fellow at the Peterson Institute for International Economics, told Xinhua. The rising credit card default reflects the worsening economic situation of low-income consumers with some institutions forecasting that the growth momentum of U.S• Соединённые Штаты Америки (США). consumption may weaken. Ernst &Young• Объект организация » Организации по алфавиту » Организации на Er » Ernst & Young, a major accounting firm, foresaw a gradually cooling consumer spending growth from 2.7 percent in 2024 to 2.2 percent in 2025 as slower employment growth weighs on income trends and prices and rates remain generally elevated. "December's holiday shopping season was probably the last 'hurrah' before consumers pull back in early 2025," Bernard Baumohl, chief global economist at The Economic Outlook Group, told Xinhua, adding that the economy will "face some domestic headwinds in the New Year." "High-income households are fine. It's the bottom third of households that are experiencing financial hardships, having little if anything left in their savings," Baumohl said. "My guess is that the economy will slow in the second half of 2025," said Hufbauer when asked how the 14-year high in credit card debt will impact the economy in 2025. (Web editor: Zhang Kaiwei, Zhong Wenxing) Photos New Year's Day celebrated across China Mesmerizing sunset scenery at Sanqing Mountain, E China's Jiangxi People across China prepare for upcoming New Year 2025 Zhengyangmen Archery Tower in Beijing reopens to public

============= Итог:
3,1187 ; Экономика#Макроэкономика#Макроэкономические индикаторы#Инфляция
	#Финансовый кризис

2,4000 ; Финансовый кризис#Инфляция

1,3398 ; Средства массовой информации#СМИ-газеты#Газеты по странам
	#Газеты Великобритании#Financial Times

4,4313 ; Соединённые Штаты Америки (США)#Населенные пункты США#Города США
	#Вашингтон
============= Объекты:
организации

	Ernst & Young
сми

	Financial Times
тип_поселения

	Вашингтон
		город


============= Географические объекты:
1 40.000000000,-100.000000000 Соединённые Штаты Америки (США)
2 38.895277778,-77.036666667 Соединённые Штаты Америки (США)#Населенные пункты США
	#Города США#Вашингтон



============= Связи:
	Соединённые Штаты Америки (США) # объект-география # Вашингтон
	Соединённые Штаты Америки (США) # объект-география # Capital One
	Финансовый кризис # ассоциации # Инфляция